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During the holidays we observe special hours. Please click on learn more for details. Happy Holidays!
 

Loans

American Riviera Bank offers home equity loans, business loans and more in Montecito, Santa Barbara and Goleta. Learn how to apply for a personal or business loan.

Personal

  • Overdraft Protection
  • Auto—New & Used
  • Line of Credit
  • Boat/Airplane

Business

  • Line of Credit/Business Reserve
  • Term
  • Business Acquisition/Partner Buyout
  • Equipment
  • Agriculture
  • Asset-based Line of Credit (ARIF)
  • Standby Letter of Credit
  • Small Business Administration (SBA)

Real Estate

  • Mortgage
    • Portfolio
    • Conventional
  • Home Equity Line of Credit
  • Commercial Real Estate
    • Retail/Office
    • Mixed Use
    • Residential1 to 4 Units
    • Multi-Family
  • Bridge/Temporary Financing
  • Loans to Trusts
  • Special Purpose
    • Hospitality
    • Mini Storage
    • Athletic Facility
    • Healthcare

Construction

  • Single Family ResidenceOwner or Non-Owner
  • Home Improvement
  • Commercial—Including Mixed-Use
  • Multi-Family
  • Condominium
  • Land