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Executive Management


Jeff DeVine, President and Chief Executive Officer

Jeff DeVine

Jeff DeVine has been President and Chief Executive Officer of American Riviera Bank (OTC Markets: ARBV) since 2008.  Under his leadership, the Bank has grown from one branch in Santa Barbara and less than $100 million of assets to five branches in the Central Coast and over $600 million.  For the last nine years in a row, American Riviera Bank has been recognized for strong financial performance by The Findlay Reports, a banking industry newsletter.  In 2016, DeVine was responsible for the merger of The Bank of Santa Barbara into American Riviera Bank, which created the second largest community bank based in the City of Santa Barbara.

DeVine has 30 years of experience in banking, with the last 25 years spent in Santa Barbara.  Over his career, he has held positions in commercial, retail, private and investment banking.  Prior to joining American Riviera Bank in 2008, DeVine was a Regional President at Mid-State Bank & Trust which was acquired by Rabobank.

DeVine graduated from UC San Diego with a bachelor’s degree in Quantitative Economics.  He later graduated with honors from Pacific Coast Banking School at the University of Washington.

DeVine is active in the community and industry as immediate past President of the Lobero Theatre Foundation, Board member of the California Community Bankers Network trade association, a Steering Committee member and former Co-Chair of the South Coast Business and Technology Awards Dinner, and a member of Premier Professionals of Santa Barbara.  He previously held Board leadership positions with the Boys Scouts Los Padres Council as well as the Court Appointed Special Advocates of Santa Barbara County.

DeVine has been recognized in “Who’s Who in Banking & Finance” as well as “40 Under 40,” from the Pacific Coast Business Times.  He enjoys distance running and has competed in seven marathons with a personal best of 3:00:26 in 2012.  DeVine qualified for and will run the Boston Marathon in 2019 as a 50 year old.  He is very thankful to his wife Josie of 27 years for successfully raising their 3 children and allowing him time to achieve full potential at work and while racing.

Joanne Funari, Executive Vice President and Chief Operating Officer

Joanne Funari

Joanne Funari is Executive Vice President and Chief Operating Officer of American Riviera Bank.  Previously, she held executive positions at Heritage Oaks Bank, Santa Barbara Bank & Trust, and Bank of New York and was a founder and organizer of Business First National Bank. She received a BS degree in Finance from Le Moyne University, and a graduate degree with honors from Pacific Coast Banking School.

An active volunteer in Santa Barbara, she is currently Secretary of the Police Foundation and serves on boards of the Downtown Organization, UCSB Economic Forecast Project, and Santa Barbara Zoo. She represents the First District on the County Finance Corporation, and is on the Steering Committee of the South Coast Business & Technology Awards. Past president of the Chamber of Commerce of the Santa Barbara Region and Goleta Valley, Joanne also served on the Goleta Valley Cottage Hospital Foundation and Foundation for City College boards and was La Presidenta and CEO of Old Spanish Days.

Joanne moved to Santa Barbara in 1991 with husband Carlos and son Ryan.

Michelle Martinich, Chief Financial and Administrative Officer

Michelle Martinich

In her 18-year career, Mrs. Martinich has gained extensive knowledge and experience in performing complex financial modeling such as asset liability management, funds transfer pricing, and profitability and risk management. Mrs. Martinich was a member of the organizing management team for American Riviera Bank and has served as the CFO since the Bank’s inception in 2006. As of June 1, 2018, Mrs. Martinich serves as the Chief Financial and Administrative Officer.

As Vice President, Planning & Analysis with Pacific Capital Bancorp (Santa Barbara Bank & Trust), Mrs. Martinich had full responsibility for corporate planning, budgeting, forecasting and analysis, including consideration of merger and acquisition activity, as well as complex modeling, such as profitability, funds transfer price and asset liability model preparation.

She also held the position of Experienced Audit Senior for Arthur Andersen, where she worked primarily in the financial services industry. Her clients included Pacific Capital Bancorp (Santa Barbara Bank & Trust) and Sanwa Bank of California.

Mrs. Martinich is a Certified Public Accountant and graduated with honors from UC Santa Barbara with a BA in Business Economics. She is a multi-year recipient of the “Who’s Who in Banking and Finance” as well as “40 Under 40” designation from the Pacific Coast Business Times.  Mrs. Martinich is also active in the community; providing service as a Girl Scout leader and serving on the Board of Visiting Nurse and Hospice Care of Santa Barbara.

Eusebio Cordova, Jr., Executive Vice President

Eusebio Cordova

Eusebio Cordova, Jr., is the Executive Vice President, Chief Credit Officer for American Riviera Bank. In his current role Eusebio oversees loan servicing, credit underwriting and credit support. Mr. Cordova joined the Bank in 2009 as a senior commercial lending officer. For the past several years he has served as commercial banking team leader and managed a large and complex loan portfolio. Mr. Cordova was promoted to Senior Vice President in 2015 in recognition of his significant contributions to the Bank. He has experience in all of the Bank’s lending types including construction, commercial real estate, residential real estate, business lending and consumer lending. Mr. Cordova graduated with a Bachelor of Science Degree in Business and a minor in Economics from California State University Channel Islands. Mr. Cordova is the recipient of the 2016 Pacific Coast Business Times Latino Business Award for Banking and Finance. He is a Leadership Santa Barbara County Alumni, has served as a Leadership Advisor and currently serves on the Finance Committee for the Visiting Nurse and Hospice Care in Santa Barbara.

Laurel Sykes, Chief Compliance and Risk Officer

Laurel Sykes

Laurel Sykes is the EVP, Chief Compliance and Risk Officer for American Riviera Bank. She holds the designation of Certified Regulatory Compliance Manager, and has specialized in regulatory compliance and risk management for the last 22 of her 28 years in the banking industry. During her career she has implemented enterprise-wide risk management, compliance, fraud, anti-money laundering, vendor management and business continuity programs for banks ranging from $1 billion to $7 billion in assets. She currently oversees regulatory affairs and enterprise risk management for American Riviera Bank, and leads the Bank’s consumer compliance function and the anti-money laundering/financial crimes unit. Laurel launched her banking career in 1991 working for Wells Fargo while studying Business Economics at the University of California at Santa Barbara. She joined Santa Barbara Bank & Trust in 1995 and moved into the bank’s consumer compliance function in 1997 after completing an engagement on the bank’s merger and acquisition team. Sykes worked for 14 years at Santa Barbara Bank & Trust and its parent company, Pacific Capital Bancorp, where she rose to the position of Director of Regulatory Affairs before accepting a positon in 2009 with Montecito Bank & Trust as SVP, Chief Risk Officer. There, she was responsible for risk management, compliance, regulatory affairs, information privacy, fraud mitigation, and the financial literacy and elder abuse prevention programs. As American Riviera Bank’s Community Reinvestment Act (CRA) Officer, Laurel volunteers her time to teach financial literacy throughout the Bank’s market, and has presented both locally and nationally on programs to prevent financial scams targeting seniors. She is the Bank’s Security Officer, and a member of the Central Coast Scams Against Seniors working group, which is co-facilitated by the FBI and the Santa Barbara District Attorney’s Office. She lends her expertise in elder financial abuse and consumer compliance to the Consumer Finance Institute of the Federal Reserve Bank of Philadelphia as part of a working group that is currently examining opportunities for financial institutions to improve elder fraud and financial abuse detection and prevention programs and reporting. She is also active in the local non-profit community, serving on the Board of the Goleta Valley Softball Association and leveraging her experience in affordable housing and community development projects to offer support to local housing authorities and housing trust funds. She was honored as one of three finalists for the Western Bankers Association (WBA) Banker of the Year award in 2017. She delights in spending time with husband Tom and their two daughters, and especially enjoys traveling on the weekends with her family to the girls’ softball and soccer tournaments. She also enjoys running with their Siberian Husky, Bandit, and has run in several marathons throughout California.