CDs, IRAs, and HSAs

Banking is about more than just checking and savings accounts.  As a full-service community bank, we offer all the business options you’d expect at a big bank from bankers who know you by name and can help you pick the best products and services to meet your business’s needs.

Certificate of Deposit (CD)

Enjoy more peace of mind with guaranteed savings*. Certificates of deposit earn you competitive interest at a fixed rate.

Tiers:

  • $1,000-$4,999.99
  • $5,000-$19,999.99
  • $20,000-$49,999.99
  • $50,000-$99,999.99
  • $100,000-$499,999.99
  • $500,000+

*Penalties may apply for early withdrawals

Individual Retirement Account (IRA)

Looking to fund employee retirement plans? We offer traditional and Simplified Employee Pension (SEP) options.*

Tiers:

  • $1,000-$4,999.99
  • $5,000-$19,999.99
  • $20,000-$49,999.99
  • $50,000-$99,999.99
  • $100,000-$499,999.99
  • $500,000+

*Consult a tax advisor for more information
**Penalties may apply for early withdrawals.

Certificate of Deposit Account Registry Service (CDARS)/Insured Cash Sweep (ICS)

The Certificate of Deposit Account Registry Service® (CDARS®)/Insured Cash Sweep® (ICS®)* is a convenient way to access FDIC insurance on multi-million-dollar deposits. As a member of the Promontory Network, we are able to provide customers with FDIC insurance up to $50 million.

*CDARS®, Certificate of Deposit Account Registry Service®, ICS®, and Insured Cash Sweep® are registered service marks of Promontory Interfinancial Network, LLC.

Health Savings Account (HSA)

If you provide a high-deductible medical insurance plan for your employees, you might also want to provide a no-fee HSA account to pay for qualified medical expenses. HSAs grant tax advantages* on funds set aside for medical expenses if you have a high-deductible insurance plan. Funds contributed to the account are not subject to income tax at the time of deposit, and accrue interest until they are used for qualified healthcare costs.

Additional Options:

*Consult a tax advisor for more information