Online Banking


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Business Services

Discover why we are one of the best banks for small businesses in Santa Barbara and Montecito. Our smart banking technology and services rival the big banks.

Online Banking—Basic Service

See your account balances and history, pay bills, and access your electronic statements and check images—all in one easy-to-access place at no charge.

  • Account History
  • Account Summary
  • Balance Alerts
  • Bill Payment
  • Check Images
  • Check Reorders
  • E-statements
  • Export to money management products (i.e. Quicken, QuickBooks)
  • External Transfers
  • Multiple Users
  • Reports
  • Scheduled Transfers
  • Stop Payments

NOTE: The best way to have a secure online experience is to update your browser. Always use the most up-to-date browser to keep your financial information safe.

Online Banking—Full Service

Customized to meet the individual needs of your business, our Full Service online banking ensures that you can get your banking business done with quickly and easily.

All the benefits of our Basic Service, plus:

  • ACH origination
  • Domestic wires (unlimited)
  • International wires ($25 per wire)
  • Treasury Tax & Loan payments

Service charge:

  • $50 per month

NOTE: The best way to have a secure online experience is to update your browser. Always use the most up-to-date browser to keep your financial information safe.

Mobile Banking

Get your banking done from anywhere with the American Riviera Bank Mobile Banking App for iPhone and Android!

  • FREE app for iPhone or Android*
  • Secure encrypted connection
  • Up-to-the-minute account information
  • Account History
  • Account Summary
  • Transfer funds
  • Review online activity
  • Look up branch locations

Ready to sign up?

  • to Online Banking and click Mobile.
  • On the Mobile Enrollment tab, click Yes to enable your User ID and Password
  • On the Mobile Authorizations tab, enter a PIN
  • Download the ARB Mobile Banking app to your mobile device, sign in and start using it!

*American Riviera Bank does not charge a fee for the use of Mobile Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply. We are dedicated to providing you with a safe, secure, and dependable Mobile Banking service. You can rest assured that the transactions performed using American Riviera Bank Mobile Banking will be secure and completed correctly, provided that you adhere to the terms and conditions of the End User License Agreement.

Remote Deposit Capture

For businesses with large volumes of checks for deposit—Scan and transmit up to 30 checks at a time, all from the comfort of your office.

  • Deposit checks using a desktop scanner—provided by bank
  • Secure encrypted connection
  • Multiple users
  • Check images
  • Customized reports
  • Email notifications

Service charge:

  • $65 per month

Positive Pay

Detect fraudulent items at the time they are presented at the teller line, before the money leaves your account!

Service charge:

  • $25 per month


Send funds electronically to a person or entity at another bank.


  • IncomingNo charge
  • Domestic outgoing$30 per wire
  • International outgoing$40 per wire

Merchant Services

We will work with you to find a merchant credit card program that will fit your business’s needs so that you get the most from every transaction, in terms of service, security, access, ease and (of course!) savings.