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We will be observing special holiday hours during Thanksgiving week.

Business Savings

American Rivera bank provides the best business savings accounts online in Santa Barbara, Montecito, and Goleta. Open a business savings account today!

Money Market

Maximize earnings on your higher savings balance with competitive, tiered interest—the higher your balance, the more you'll earn!


  • 6 debits per statement period
  • Excess of 6 debits$15 per item

Service Charge

  • $8 per monthly statement period, or
  • $5,000 daily minimum or $10,000 average monthly balance to waive service charge

Basic Savings

You don't need a fortune to earn interest on your savings account. Start building your nest egg, saving for a particular goal, or just putting a little extra aside for a rainy day.


  • 6 debits per month
  • Excess of 6 debits$5 per item