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American Riviera Bank Poised for Continued Growth

Santa Barbara, California (January 28, 2013) – American Riviera Bank (OTC BB: ARBV.OB) announced record pre-tax income for the year, which increased 113% to $1,971,000 at December 31, 2012 compared to $923,000 for the year ended December 31, 2011. The Bank had unaudited net income of $1,193,000 ($0.47 per share) for the year ended December 31, 2012. Unaudited net income for the quarter ending December 31, 2012 was $386,000 ($0.15 per share) versus $353,000 ($0.14 per share) for the comparable quarter of 2011.

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