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Idea Vault

The Paycheck Protection Program Loan Forgiveness Saga Continues – May 27, 2020

Late Friday night, the SBA issued additional Interim Final Rules that provide guidance on: 1) new SBA loan review procedures (“SBA Loan Review rule”) an

The Current State of Paycheck Protection Program Loan Forgiveness – as of May 21, 2020

You may have heard that the Small Business Administration (“SBA”) released the Paycheck Protection Program Loan Forgiveness Application on Friday, May 15, 2020.

Update on the Paycheck Protection Program (PPP)

Last week, the SBA made a new $310 billion appropriation of funds available for loans to small businesses under the 7(a) Paycheck Protection Program, which was created by the CARES Act.  Under this “tranche”

The CARES Act: What You Should Know

As you may have heard, the President signed into law on March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act).

CARES Act Signed into Law

American Riviera Bank remains committed to assisting our customers during this challenging time.  We know you likely have questions about your existing loans with ARB, and we continue to receive questions on how to access the multitude of government loan programs being made available.  Please kno

Essential Services

While many businesses and workers are subject to the California order to Shelter in Place, there are still many others who are deemed “essential”.  This includes law enforcement and public safety profession

Small Business Resources

While we discussed yesterday the impact of the Shelter in Place order on the community’s workforce, our local small businesses are also struggling.  Businesses have been forced to temporarily close their doors or change their business model to comply with the order, and many are faced with tough

Pandemic Relief

One other bright spot in all of this is the potential for tax relief available at the state and federal, and potentially local level.  While the situation remains fluid and new guidance is issued daily, as of March 21, 2020 we are aware of several new developments.

A Community Coming Together

We’re going to shift our focus this week to potential relief and resources for assistance during this challenging time.  And let me start by saying this whole situation is nothing that anyone can be “expert” in.  Much of what is to come in today’s entry is a commentary on how things look today, w

Small Business Financing

Navigating the loan application process can be daunting for any small business – especially the first time!