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Idea Vault

Credit. Debit. Two very different ways to spend money.

“Credit or debit?”

We hear these words all the time when making purchases. What’s the difference and why does it matter?

The Interesting World of Interest

APY or APR? Compound or Simple?

Understanding banking terms that describe interest can be confusing, but interest plays an important role in determining which products will help you reach your financial goals, so it worth looking at more closely.

Save Better in 2020

What are you saving for?

  • A vacation?
  • A house?
  • A car?
  • College?
  • Retirement?

Start the New Year Off Better

What’s your New Year’s resolution?

  • Exercise more?

  • Eat healthier?

  • Learn something new?

Email Compromise: the $26 Billion Scam!

This week we are going to shine the light on email account compromise (EAC) and resulting fraud losses.  It’s also been called the “business email compromise (BEC)” or the “CEO wire scam”, but it happens just as frequently to personal email accounts.  Non-profit organizations are increasingly reported as targets as well. 

Social Engineering

Welcome to our new blog series, The Idea Vault, where you’ll hear from ARB subject matter experts on a variety of topics to educate you on all things banking!  We thought we’d launch the series with a few weekly posts on cybersecurity in honor of National Cybersecurity A

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