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Idea Vault

PPP Loan Forgiveness underway this month!

American Riviera Bank has been successful in obtaining PPP loan forgiveness for many of our ARB customers!

An Update on the Paycheck Protection Program as of August 26, 2020

The Paycheck Protection Program (PPP) Flexibility act, which provided an alternative covered period of 24-weeks, also extended the application deadline to August 8, 2020.

How to Budget for Your 1st Home

You’ve done your research and have decided you are ready to purchase. So, now what?

SBA Issues Revisions to PPP Loan Forgiveness Rule on June 22, 2020

No sooner did we publish our last post indicating we were awaiting revisions to SBA’s Loan Forgiveness Rule for Paycheck Protection Program (“PPP”) loans, than the Administration issued the revision

SBA Issues New PPP Loan Forgiveness Applications on June 17, 2020

Can an interim rule really ever be final?  I say that in jest, but we certainly aren’t laughing when we say that nothing is ever final in the land of Paycheck Protection Program (PPP) loans.  On June 16, 2020, the Small Business Administration (“SBA”) issued a revision to the very first April 2,

Pros and Cons of Homeownershp

Rates are at historic lows, but how do I know if now is the right time to become a home

Spotlight on COVID Scams Targeting Older Adults

June is World Elder Abuse Awareness month, and today we wanted to shine the light on new variations of common scams targeting older adults.  It’s no secret that scammers follow the headlines, and it didn’t take long for them to start using COVID-19 as the new bait to hook their v

World Elder Abuse Awareness Day – June 15, 2020

Today, June 15, 2020, is World Elder Abuse Awareness Day.

President Signs the PPP Flexibility Act into Law on June 5, 2020

On Friday, June 5, 2020, the President signed into law the Paycheck Protection Program Flexibility Act (the “Act”), which provides relief for several of the more restrictive provisions of the PPP Loan Program.  Additional guidance is necessary before we can begin processing PPP loan forgiveness a

Mortgage Loans: Why Your Credit Score Matters

June is National Homeownership month, so we are bringing you a series of blog posts to help demystify the home loan process. Today’s topic:

Why Your Credit Score Matters

You know it is important to have a “good credit score,” but why? The answer is simple: