Online Banking


Forgot Password?


American Riviera Bank Remains OPEN for Business!


We know you are being inundated with information regarding COVID-19 preparedness, yet we want to assure you that your Bank is here to serve your financial needs.

Our primary concern is the safety and protection of our clients, employees, and the community as a whole.  Our management team is meeting daily to monitor new developments.

Branch Access
To protect you and our employees, we have initiated our Pandemic Response Plan and are taking steps to limit in-person visits to the inside of our branches while still handling all banking needs. 

Starting Monday, we will ask you to use our ATMs, Night Drops and Drive-Up windows exclusively instead of visiting the inside of our branches.  Drive-Up windows are available at both our Goleta and Paso Robles branches.  At our other branches in Montecito, Santa Barbara and San Luis Obispo, employees will be available to help you at the front door with drop-off options for making deposits and delivering documents.

We can still handle your cash and coin at all branch locations. Our ATMs accept cash and checks, and our Night Drops can handle a larger volume of checks, cash and coin.  You will be able to use Night Drop even if you have never used it before.  Night Drop is safe and secure -  Click here for more information about how it works.

If you need access to a safe deposit box or require in-person activities, we will be escorting clients into the branch and utilizing strict hand sanitizing protocol.

Online, Mobile and Telephone Services
We invite you to consider using mobile deposit and conducting banking transactions online. To sign up for mobile deposit, sign in to Online Bnaking and click Mobile Deposit Enrollment - we will let you know when you are approved and can start using it.  Need help? Our employees are available by phone at 805 880 7606 or via email at

You can initiate new accounts by visiting us at You may also reach one of our seasoned bankers to begin the new account process by phone:

  • Santa Barbara 805 979 3545 

  • Montecito 805 335 8110

  • Goleta 805 770 1300

  • San Luis Obispo 805 540 6240

  • Paso Robles 805 296 1690

You can continue to Bank on Us!
We understand this is a trying time for all of us as we address the implications from this unprecedented pandemic event, and American Riviera Bank is here for you.  If you or your business are experiencing hardship at this time, please call us for assistance:

  • In Santa Barbara County, contact Executive Vice President Joanne Funari at 805 730 7874 or Vice President Bobby Boyes at 805 730 7864.

  • In San Luis Obispo County, contact Executive Vice President Steve Harding at 805 540 6244 or Assistant Vice President Dustin Reese at 805 540 6243.

In addition, the Small Business Administration offers low-interest disaster loans to help businesses and homeowners recover from declared disasters. You can learn more here or by calling the SBA directly at 916-735-1500.

We remain committed to providing the same high level of service you have come to expect from American Riviera Bank, and will keep you abreast of new developments.  Thank you for your continued support!

Helpful links about COVID-19: