American Riviera Bank

Phone: 805.965.5942

Individual Retirement Accounts

It's never too late or too early to start saving for retirement. An IRA can help ensure a comfortable retirement with tax-advantaged* savings that pay higher earnings than a standard savings account. Plus, with tiered rates, you'll earn more the more that you save.

There are also no setup fees or monthly or annual service fees to worry about. So let your golden years be some of your best years -- an IRA account can help you get there.



*Consult a tax advisor.

**As of tax year 2014.

Roth vs. Traditional

There are two types of IRA accounts that you may open, depending on your needs.

A Roth IRA uses already taxed dollars and grows tax-free, so withdrawals are tax-free for qualified withdrawals.*

A traditional IRA grows tax-deferred, with contributions that may be tax-deductible.*

Contact us today to discuss which IRA option may be right for you.

*Consult a tax advisor.