Basic Checking

Basic Checking

No monthly service charge, no minimum balance, no problem -- our Basic Checking makes banking easy. This straightforward account provides all the essentials while saving you money.

Save even more with up to $12 in ATM surcharges waived each month -- not just in Santa Barbara, but anywhere in the U.S. Open this account today to enjoy checking that has everything you need.

  • No minimum to open
  • No monthly service charge


  • Debit card
  • Online banking (including bill pay)
  • eStatements
  • Mobile banking
  • Up to $12 in ATM surcharges waived per month


  • $5 per month inactivity charge (no credits to or debits from the account during the statement cycle)
  • $5 per month charge for paper statements
  • $5 per month charge for mobile deposit