Basic Checking

Basic Checking

No monthly service charge. No minimum balance. No problem. It's easy to open a Basic Checking account. At American Riviera Bank, our checking accounts offer online bill pay and anytime banking, so you can access your account whenever you want.

  • No minimum to open
  • No monthly service charge


  • Debit card
  • Online banking (including bill pay)
  • eStatements
  • Mobile banking
  • Up to $12 in ATM surcharges waived per month


  • $5 per month inactivity charge (no credits to or debits from the account during the statement cycle)
  • $5 per month charge for paper statements
  • $5 per month charge for mobile deposit