No monthly service charge, no minimum balance, no problem -- our Basic Checking makes banking easy. This straightforward account provides all the essentials while saving you money.
Save even more with up to $12 in ATM surcharges waived each month -- not just in Santa Barbara, but anywhere in the U.S. Open this account today to enjoy checking that has everything you need.
- No minimum to open
- No monthly service charge
- Debit card
- Online banking (including bill pay)
- Mobile banking
- Up to $12 in ATM surcharges waived per month
- $5 per month inactivity charge (no credits to or debits from the account during the statement cycle)
- $5 per month charge for paper statements
- $5 per month charge for mobile deposit