Investor Relations

To see current stock price and recent activity:

Ticker symbol: ARBV.OB

Investor Materials:

2014 Annual Report

Three Year Financial Trends

Paper copies are available upon request. Please email Michelle at with any questions.

We are honored to be the first locally owned and managed community bank to open in Santa Barbara in the past twenty years. If you are an investor in the bank and have questions regarding your investment, do not hesitate to contact us. We will periodically update you on progress, and look forward to a long-term relationship.

The Board of Directors and Management of American Riviera Bank are committed to following "best practices" in corporate governance, full disclosure and investor communication. Although the Bank is not currently governed by the full requirements of the Sarbanes-Oxley Act of 2002, certain provisions will apply to our activities. In addition, American Riviera Bank recognizes that full compliance with Sarbanes-Oxley will eventually be required and intends to plan for the adoption of these practices early in the operation of the Bank.

Listed below is the transfer agent for the common stock. Additionally, the securities firms shown below may be contacted as they may have securities available for purchase or sale from time to time.

Transfer Agent

Computershare, Inc

250 RoyallStreet

Canton, MA 02021

P 800-942.5909

The following firms are presently believed to make a market

in American Riviera Bank stock:

Crowell, Weedon & Co., Member, NYSE

PHONE: 800.288.2811

Monroe Securities, Inc.

PHONE: 415.321.3388

Wedbush Securities, Inc.

PHONE: 866.662.0351

McAdams, Wright, Ragen, Inc.

PHONE: 888.567.6297

Raymond James Financial, Inc.

PHONE: 800.248.8863

Outside Auditor

Crowe Horwath LLP

Attention Michael Wengel, Certified Public Accountant

400 Capitol Mall, Suite 1200

Sacramento CA 95814

P 916.492.5109

F 916.441.1110

American Riviera Bank Representative

Michelle Martinich, Chief Financial Officer

P 805.730.4992

F 805.965.8523